Contact Us Here’s what Western Union say in the Send Money Online page² in the footnotes, relating to international transfers: In addition to the transfer fee, Western Union also makes money from currency exchange. Maximum amount: Varies by location. It can cost a lot more to send a transfer using a credit card, to a recipient wishing to collect the cash immediately in person from a Western Union, compared to a bank transfer from one account to another, for example. Understanding the costs of international transfers can be a tricky business. Here’s a comparison of what the costs will be to send USD 1000 to GBP, using both TransferWise and Western Union. 10  Finally, check cashing stores will often cash money orders for a modest fee. If you are interested in another convenient, low-cost alternative, consider a Prepaid Debit Card. 56479 Views • Jul 28, 2017 • FAQ. Or how to make one? Western Union services are not designed for the purchase of any products. The U.S. Post Office charges a reasonable $1.25 for money orders up to $500, or $1.70 up to $1,000. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. It is true that many foreign exchange and international money transfer services do not use the mid-market rate to complete transactions. You can pay for your money order at Stop & Shop with cash or a debit card. Image Credit: Joe Raedle/Getty Images News/Getty Images Money orders are fully funded at the time of purchase, so stopping payment isn't always as easy as performing that action on a personal check. Store Services Sending money using In Minutes and Three Day: Next Day payments and Mobile Money transfer: Prepaid payment cards: limits set by the card issuer, and can vary, Payments arranged at agent location: usually unrestricted. Print and complete the money order customer request form and return the receipt, along with a $30 non-refundable processing fee, to the address listed there. Finally, Western Union doesn’t have a set fee, but you may pay up to $1 for money orders up to $1,000. Your recipient can then collect their cash at a Western Union location near to them, or you can arrange to have the money sent directly to their bank account or even mobile wallet.² Not all payment and recipient options are available in all countries. Banks and money transfer providers often give you a bad exchange rate to make extra profits. For an immediate cash transfer, use Western Union. With Western Union, you can make a transfer to a bank account, or have the recipient collect the cash from a Western Union location somewhere convenient for them.¹ It’s possible to fund transfers using cash, bank transfer, credit or debit card.² .   But prices may rise if you don’t have a copy of your original receipt or if you want to expedite the process. For amount between $100.01 – $1000 the fee is $1.50. Press, Legal Learn all about international and domestic wire transfers with Bank of America. Know how to send, receive, all the fees included and the address required. However, there are services out there, such as TransferWise, which believe it is fairer - and better value for customers - to use the mid-market rate and apply only a small transparent fee to each transaction. The fee to replace a lost or stolen USPS money order is $6.25. 3  Other issuers may charge a fee of $3 to $20 or so. Western Union's fees increase when you send more money, while a bank's fees typically stay the same. Understanding the different options and costs involved in making a Western Union transfer can help you decide if it’s the best route for you. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. The Pay-O-Matic Corp. is licensed as a Money Transmitter by the New York State Department of Financial Services and the New Jersey Department of Banking and offers proprietary bill payment and prepaid services under its Pay-O-Matic Payment System business unit. Can a money order purchased in the US be cashed outside of the US? Know how to send, receive, all the fees, including exchange rate spread. International money orders can cost an additional $3 to $6. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number … Stop & Shop does not accept credit cards for money order purchases. To really understand what Western Union means here, you need to understand a bit about the mid-market rate. However, Western Union fees range between $.99 and $1.50 expect to pay in this range. Does PAYOMATIC Cash Western Union® and Other Types of Money Orders? How to make a wire transfer with Bank of America, A complete guide to ACH money transfers online, RBC Royal Bank international transfer: All you need to know, Payments arranged online or using a smartphone. Generally, you’ll find the following limits apply with Western Union:¹. For international transfers, you might have to provide information about the transfer purpose, and fund source, to ensure compliance with anti-terrorism and money laundering regulations. With Western Union, there are also different charges depending on whether you fund the payment with a bank transfer, cash, credit or debit card - and how the recipient accesses the money, as well. You’ve come to the right place. The Western Union® Online Service is offered in the UK by Western Union International Bank GmbH, UK Branch (WUIB) in cooperation with Western Union International Limited. You can check the mid-market rate using an online currency converter, or by googling the currency pairing you need. Money orders are a prepaid payment method that is accepted by almost any business, government agency, or bank. They aren’t the only fees. Western Union provide an excellent choice for consumers looking to send money fast to friends and family abroad. For example, take it to a Western Union location if it’s a Western Union money order. Western Union also makes money from currency exchange. Their service allows people to send and receive money at over 550,000 agent locations in over 200 countries and territories around the world. Fees vary based on money order amount (max amount of single money order is $1000). Consider enrolling in Western Unions Agent Portal. The fees for Western Union international transfers vary a lot depending on both how you want to fund the transfer, and how it’s received. Most grocery stores sell money orders, and you can get a Western Union money transfer at most Walgreens locations. Donate to charity. If you choose to send money with Western Union, from the US to UK, it’s only possible to do so by having the recipient pick up the cash from a Western Union location.². What is the Maximum Amount of a Western Union® Money Order? You can pay in cash at their pay-in store, online using a credit or debit card , or via a bank transfer.². What Happens If I Lose My Western Union® Money Order. If you need to make a transfer directly to another bank account, which requires a currency conversion, you might be better off choosing a specialist in international money transfers like TransferWise. Open your free TransferWise account now , Western Union allows payments both at home and abroad, using a variety of methods.   It’s best to submit payment along with your cancellation request. | PAYOMATIC. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Prior results do not guarantee a similar outcome. Western Union is one of the worlds oldest, largest and leading money transfer providers in the industry. Your receiver will need this number when picking up money at an agent location. In both cases, this assumes the transfer is funded by a bank account - not credit or debit card - and processed by wire transfer. All requests for refunds and photocopies must be in writing. Western Union The general fee for money orders can range from 50 cents to $10 and up, depending on where you get one Western Union fees: could range anywhere from 50 cents to … When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Contact the Western Union Fraud Department at 1-800-448-1492. And it can take a … . The Agent Portal is Western Union's online resource for agents around the world. Know how to send, receive, and all the fees included. The Pay-O-Matic Corp. and its subsidiaries do not disclose any nonpublic personal information to anyone, except as permitted by law. The fees vary depending on the type of payment you’re making, and where it’s headed. Privacy Policy Check Cashing How Much Does a Western Union® Money Order Cost? According to a Stop & Shop company representative, money order fees vary from store to store. Customer Support - How can we help? Send monetary gifts by post. Cash Checks Payable to Your Business Walmart. Where can I buy a money order? 13763 Views • Jul 31, 2020 • FAQ. However, the costs can be high if you’re sending money using a credit or debit card, or if your transfer is headed abroad. Where you can manage and send 50+ currencies all from the same account. The exact amounts vary depending on your own transaction history, whether you’re sending money domestically, or overseas, and the exact payment route.¹ Some states also have their own limits which might vary from elsewhere in the US.¹. With TransferWise, you simply get £10 on your transfer, with the real exchange rate despite a higher upfront fees. Oh, and while you’re at it, check out TransferWise’s borderless multi-currency account. It's free to enroll in the AgentPortal, and being enrolled will make it easier for you to order supplies, access training and fraud-prevention information, report your money transfers, and access customer service assistance. An ID to claim money is one of the security process that Western Union has in order to make sure that he is the correct receiver. Find out what are all the fees and charges, and how much time does it take. You may want to give your receiver the Western Union’s MTCN which is a unique tracking number assigned to your money transfer. For domestic transfers, if you pay cash at a Western Union agent and the recipient picks it up in cash, the cost is typically around $10.00. If you need to send more money than that, you’ll have to pay for multiple money orders, which will increase your money order cost. ınPOWER Prepaid Cards For example, if you wanted to send USD 1000 to a friend in Australia, and they needed to collect it in person, it would cost you USD 5 if funded from your bank account - but the same transaction would cost USD 34 if you pay using a credit card.². For example, Western Union charges $15 to replace a money order. Fees: 3% to 5%, plus a $2 enrollment fee for … There are other money transfer services that maintain lower overheads though. Mobile EULA Canceling a money order—or finding out that it’s too late to do so—will cost you. Walmart has over 4,700 locations in the U.S. alone. Western Union® Money Transfers All Rights Reserved. Western Union limits transfer of US$ 3,000 per day per person. They are paid for upfront with cash or card so you don’t have to worry about being short on funds whenever your recipient cashes your money order. Press "1" to access the English menu and speak to a live service representative. Rapid Armored Corp., a wholly-owned subsidiary of The Pay-O-Matic Corp., is licensed as an Armored Car Carrier by the United States Department of Transportation and the New York State Department of State. Read on. To send money in Ireland you can use a Postal Money Order or Western Union. Customers can also send money online via the Western Union website and mobile app to bank accounts, agent locations, mobile wallets. Western Union and MoneyGram charge $15. Explain your situation and request to cancel the money order transaction. Careers at PAYOMATIC Terms of Use Some companies, such as the USPS and Western Union, can replace your money order for a fee that ranges anywhere from $5 to $35. The money order can also be cancelled in person by filling out a money order affidavit, which costs £9 to process. How to send money through Western Union ll find the following limits with. 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